Kentucky crash reports are not public records in the ordinary sense. The statute makes them confidential, lists who may obtain one, and forbids release for commercial purposes, which changes how a claim file gets built.
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Or call (502) 268-4918KRS 189.635(3)(a) requires the operator of a vehicle involved in an accident resulting in injury, death or property damage to immediately notify the nearest police agency or a peace officer, and paragraph (b) puts that duty on the owner where the driver did not do it. Subsection (4)(a) requires the officer who investigates to file a written report of the accident with the Department of Kentucky State Police within ten days after completing the investigation. Subsection (5)(a) covers the situation where no officer investigated: the driver must file a written report within ten days where the damage to any one person's property exceeds $500. Louisville Metro Police directs drivers to file that report through the Kentucky State Police Online Civilian Traffic Collision Report and states that the state police no longer accept the paper civilian version.
KRS 189.635(6)(b) makes accident reports filed under the section confidential and exempt from the open records provisions in KRS 61.870 to 61.884, other than as the section provides or under a subpoena or court order. Paragraph (c) then lists who may obtain a copy: the parties to the accident, the parents or guardians of a minor party, the insurers of any party or their written designee, the attorneys of the parties, a person or entity that has filed a civil action arising from the accident and provides a copy of the first page of the complaint stamped by the circuit or district clerk, the Department of Workplace Standards, and law enforcement. Subsection (7)(a) prohibits release for a commercial purpose. Anyone in the listed categories can get the report; anyone outside them generally cannot, which is why solicitations arriving days after a crash are worth a second look.
Subsection (8) directs the Department of Kentucky State Police to establish a fee schedule by administrative regulation for reports it releases. Locally, Louisville Metro Police publishes three routes to a report and prices an accident report at $10 each, with incident reports at $2 each. Online requests are answered within twenty-four to seventy-two hours, and reports can also be picked up in person at 701 West Ormsby Avenue, Suite 001 in the basement, Louisville, Kentucky 40203, with a records number listed as 502-574-6857. Locating a report requires the report number, the report date and the last name of a driver or vehicle owner. Where the Kentucky State Police filed the report rather than the metro department, the request goes to the state police instead.
Subsection (9) allows release to a news-gathering organization solely for the purpose of publishing or broadcasting the news, with conditions attached, and defines the term using objective tests, including publication or broadcast at least fifty of the previous fifty-two weeks and a content standard framed around at least twenty-five percent news content or no more than seventy-five percent advertising. The provision matters less for a claim than for understanding the structure of the statute: the legislature carved out identified recipients rather than opening the file.
A collision report records the investigating officer's observations, the diagram, the identified vehicles and drivers, insurance information as reported at the scene, any citations issued and a narrative. It is a starting point rather than a determination of liability, and error in the insurance information or the sequence description is common enough that neither should be relied on without verification. Where a citation was issued, the outcome of the citation is a separate record with its own path, and where the diagram conflicts with the physical evidence, the physical evidence is the more durable of the two.
Reports keep. Most other evidence does not. Camera footage held by a business, an apartment complex or a transit vehicle is typically retained for a period measured in days. Vehicles are repaired, sold or scrapped, taking crush measurements and event data recorder contents with them. Roadway conditions change, especially inside an active construction project. Witness recollection degrades and phone numbers change. That timing mismatch is the reason preservation requests are sent in the first week, in writing, dated, and specific about what is being asked for and from whom, rather than after the report arrives.
For an ordinary Louisville crash the sequence is straightforward: confirm the report number and the investigating agency at the scene or shortly after, file the civilian report if no officer investigated and the damage exceeds the statutory figure, request the report through the correct agency, photograph both vehicles and the location before repairs, identify camera owners along the route and ask in writing that footage be preserved, and keep a dated log of every request made. This page explains Kentucky's crash report statute and local records practice in general terms rather than providing legal advice, and questions about a specific report or preservation issue belong with the attorney advertising on this site.
Crash Reports and Evidence in Louisville. Call (502) 268-4918 and a Louisville lawyer reviews the claim and the deadline that applies. Nothing is signed on that call.
Call (502) 268-4918Kentucky generally treats drivers as having accepted motor-vehicle-reparations tort limitations, but a person can reject those limits only by a written or electronic form filed with the Department of Insurance before the crash. Basic reparation benefits for one person's economic loss are capped at $10,000 per accident.
Why it matters: A Louisville crash claim must start by finding the declarations page and any rejection form. A driver who accepted the limits may still qualify for a noneconomic claim through the statute's medical-expense threshold or serious-injury categories; a driver with a timely rejection retains full tort rights but may affect basic-reparation-benefit eligibility.
Sources: apps.legislature.ky.gov · apps.legislature.ky.gov
The Kentucky Court of Justice lists the Jefferson County Judicial Center, 700 W. Jefferson St. in Louisville, as housing Circuit Court and identifies Circuit Civil/Criminal among its functions.
Why it matters: A lawsuit is a formal Jefferson County court process, not an insurer negotiation tactic. Before filing, the parties, evidence, coverage documents, pleading requirements, and applicable timing need to fit the actual case and court.
Source: kycourts.gov
KYTC's 2020-2024 traffic crash analysis reports 25,417 public-road crashes in Jefferson County in 2024; 4.2% were fatal or injury crashes in the county table.
Why it matters: The volume of Louisville-area collisions makes early preservation practical: obtain the report number, identify witnesses, document the scene and vehicles, and request any nearby video before it is overwritten.
Source: transportation.ky.gov
No obligation · Written for Louisville · Jefferson County